123-real-estate-loan.com assists you in fulfilling this cherished dream.…
123-real-estate-loan.com Home Loans are offered to Individuals, Co-operative Societies, Corporate bodies and Associations of Persons.
The home loan seeker can avail loans ranging from Rs. 10,000/- to Rs. 100,00,000/- but not exceeding 85% of the cost of the property. The actual loan amount is determined after taking into account factors like repayment capacity, age, educational qualifications, stability and continuity of income, number of dependents, co-applicant's income, assets, liabilities, saving habits etc. The tenure of the loan ranges from 1 to 20 years. The term however does not extend beyond the retirement age or 60 years whichever is earlier (65 years for self employed individuals). The size of the EMI depends on the quantum of loan, interest rate applicable and tenure of loan.
123-real-estate-loan.com has a Regressive Payment Scheme meant for home loan seekers who are due for retirement within the term of the loan and have applied jointly with an eligible younger co-applicant.
Processing Fees - 0.75 % of the Applied Loan Amount.
Administrative Fees - 0.75 % of the Sanctioned Loan Amount.
Prepayment of the loan, ahead of the contracted schedule in part or full, is permitted subject to payment of nominal fees / charges as stipulated by 123-real-estate-loan.com from time to time.